Broker Check

Pre-Retirees & Retirees

Client Centered

A Pre-Retiree is usually between the ages of 55-65, who is close to the end of the accumulation of their personal wealth and is interested in starting the necessary planning to create a retirement income plan. It is common these that these individuals have priorities in putting away as much money as possible and preparing for the impacts a volatile market can have on their investments. 

A Retiree is someone who is 60+ and is actively in process of transitioning into the preservation and generation of long term income. These individuals are seeking the peace of mind that their financial needs will be met and sustained for the remainder of their lives. Reviewing social security benefits, required minimum distributions, and completing detailed estate planning are areas that are important to these individuals

A Retiree and Pre-Retiree are both ultimately seeking to simultaneously maximize and protect their assets from any long term impacts that may affect their own long term needs.

Financial Planning Areas

  • Employee Benefits Review
  • Qualified Plan Asset Allocation Review & Recommendations
  • Insurance Needs- Analysis - Home, Auto, Umbrella
  • Riskalyze Retirement Map - Retirement Income Projection
  • Education Funding Analysis and Implementation
  • MoneyGuidePro Retirement Distribution Plan, Implementation & Monitoring
  • Required Minimum Distribution (RMD) Coordination & Compliance

  • Insurance Needs Analysis - Life, Disability, Long Term Car
  • Student Loan/Debt Reduction Strategies 
  • Cash Flow / Budgeting (Advanced)
  • Tax Planning (In coordination with your accountant) 
  • Estate Planning (In coordination with your attorney)
  • Medicare/Medicare Supplement Evaluation
  • Social Security Maximization Analysis
  • Legacy Planning
  • Charitable Giving Coordination 

Resources & Tools

  • AdviceWorks Client Portal'
  • Monthly & Quarterly Newsletter Subscriptions
  • Education Workshop Invitation 
  • Online Education Suite
  • Riskalyze Risk Tolerance Assessment
  • Investment Policy Statement

  • AssetMap Visual Balance Sheet
  • Riskalyze Advanced Investment Risk Alignment Report
  • Morningstar Portfolio Analytics
  • Customized Asset Allocation Model
  • Consolidated Investment Performance Reports


  • Initial Complimentary Meetings
  • Portfolio & Planning Review Meetings Per Year 
  • Telephone & Email Conversations
  • Finanical Planning Fee Schedule (Bundle)





Engagements & Compensation

Investment Advisory & Portfolio Management Fee Schedule*
  • First $0 - $500,000
  • Amounts greater than $500,000 and up to $750,000
  • Amounts greater than $750,000 and up to $1,000,000
  • Amounts greater than $1,000,000 and up to $1,500,000
  • Amounts greater than $1,500,000 and up to $2,000,000
  • Amounts greater than $2,000,000 and up to $3,000,000
  • Amounts greater than $3,000,000 











Let's Get Started

Let us help you find the right mix of services so that we can help you take care of yourself and your family. 

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