Business Financial Services | Malecki Financial Group

Business Services

Get Time Back to Focus on Your Business

Running a business places many demands on your time and energy. This is especially true when it comes to the financial side of business operations. At Malecki Financial Group, we’re ready to partner with you on areas like business planning, employee retirement plans, and exit and transition strategies. Use your time and focus to sustain your business.

Business Planning

We’re ready to sit down with you to examine your business’s finances, and help you with strategies that can grow your various assets. You can depend on our background and knowledge to build and maintain your business’s financial strength, providing you with the resources to help reach your goals.

401(k) Management

There's no reason to stumble through your employer sponsored retirement plan alone. Together we can create a comprehensive, seamless plan that helps both your business and your employees grow. We're here to help you every step of the way.

It's required in 13+ states...

California, Colorado, Connecticut, Delaware, Illinois, Maryland, Maine, Massachusetts, New Jersey, Oregon, Vermont, Virginia, and Washington have actively mandated retirement plans through their state-sponsored programs.

But that isn't the only option available to you. Opting for a private retirement plan for your employees grants you more control, low costs, and potentially higher returns.

Take control of your plan today.

And there's tax benefits, too.

For example, SECURE 2.0 introduced a tax credit for employer contributions, potentially up to $1,000 per employee for eligible employees, over the first few years of the plan. Plus more options when you opt for auto-enrollment.

While we aren't tax preparers at Malecki Financial Group, we can help you establish a strong, tax efficient retirement plan for your company.

Tell me more...

Tax Incentives

With the new tax credits offered by the SECURE 2.0 Act, eligible employers may be able to claim a tax credit of up to $5,000, for three years to cover startup expenses. Talk to your tax preparer for more details!

Employee Retention

Gallup data shows pay and benefits is the most common single reason employees left their job in 2024. With a 401(k) plan available, you can keep your team together.

Maximize Savings

Both business owners and highly compensated employees win with an employer sponsored plan. Catch-up contribution limits are increasing for those nearing retirement, allowing employees to invest more.

Eric Stiles, CFP^®

Financial Advisor

(732) 248-9400 x1108

Eric@MaleckiFinancialGroup.com

Series 7, Series 66 Registrations | Life Insurance License: NJ Eric is a dedicated CERTIFIED FINANCIAL PLANNER™ professional specializing in comprehensive wealth building strategies for affluent young families in Monmouth County, NJ...

Stan Malecki, AIF^®, CEPA^®

President / Regional Director

(732) 248-9400 x1104

Stan@MaleckiFinancialGroup.com

Stan J. Malecki, AIF®, CEPA® is a seasoned financial professional with nearly 30 years of experience, specializing in strategic exit planning for business owners, investment and wealth management, retirement planning, 401(k) rollovers...

Understanding Business Finances

The Asset Map helps bring clarity to your business’s finances by placing all information on a single page with a user-friendly interface. To take advantage of this tool and learn more about your financial resources, click the link below.

Explore Your Asset Map

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Get to Know Us

Malecki Financial Group combines collaborative planning with a forward-looking philosophy to help you build and maintain the active lifestyle you envision.

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Growth-Oriented Mindset

Our financial planning approach combines knowledge and proven products with an ability to build lasting relationships and leverage the expertise of our team-driven culture.

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Our Team

With over 50 years of experience in financial planning, Malecki Financial Group stands ready to provide you with the know-how and services to move you closer to your financial goals.

Meet Malecki Financial Group