Frequently Asked Questions

Want to Learn More About Financial Advisors? Just Ask

No matter where you are in your life, a financial advisor can help you outline the best path to reach your goal. At Malecki Financial Group, we understand that the process can be overwhelming and confusing. We’re here to say that it’s okay to ask questions. In fact, we encourage it!

So, What is Financial Planning?

The simple answer is that financial planning involves examining your entire financial picture and generating a plan to help you meet short—and long-term financial goals.

But the definition goes beyond that. Financial planning is an ongoing process, one in which you develop and implement a roadmap, then continue to “tweak” it as you transition through life. Our goal is to help you make decisions about your money and how it can support you now and in the future.

Questions for Your Financial Advisor

Whether you work with us at Malecki Financial Group or select another financial advisor, it’s a good idea to find out more about the people who will be handling your money and financial future. Here are the questions you should ask any financial advisor:

What Are Your Qualifications and Experience?

Understanding your advisor’s education, knowledge and background and time in the industry can help you determine their suitability to handle your issues. Also look for designations like Certified Financial Planner (CFP), Accredited Investment Fiduciary (AIF) and other relevant certifications to ensure the necessary education and credentials.

What is Your Investment Approach?

Each financial advisor has a different investment philosophy and approach to money management. You want to ensure that the philosophy matches yours. Be sure to ask about strategies, anticipated returns and risk tolerance, then determine how these answers align with your financial goals.

How Do You Stay Updated on Market Trends and Changes?

There’s no doubt that the financial landscape continually evolves. A qualified advisor will keep up-to-date with those trends and changes and should be adaptable. Find out how they remain informed and how they pursue their professional development.

How Does Your Advice Fit My Needs and Goals?

It’s important to know how your financial advisor tailors their advice to your specific situation. Ask about their process when analyzing your financial situation and goals and assessing risk tolerance and other factors when crafting a plan for you.

How Often Do We Meet to Review and Adjust My Financial Plan?

Financial planning isn’t a one-and-done experience. It’s ongoing. At the same time, regular monitoring and communication is essential. Be sure to talk to your advisor about how frequently they’ll want to meet with you to reassess goals and discuss progress.

Who We Work With

For more than 50 years, we’ve worked with individuals, families and business owners nationwide, helping them secure a financial future to have the lives they envision.

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Growth-Oriented Mindest

Our financial planning approach combines knowledge and time-tested products with an ability to build lasting relationships and leverage the expertise of our team-driven culture.

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Our Team

With over 50 years of experience in financial planning, Malecki Financial Group stands ready to provide you with the know-how and services to move you closer to your financial goals.

Meet Malecki Financial Group