Are you looking forward to an early retirement? Are you concerned that you might outlive your financial resources? Our assessment considers the available assets and resources, including Social Security, personal savings, investments, and retirement plans. We start from there and consider other potential sources of retirement income to help ensure your long-term financial stability.

At Malecki Financial Group, we understand that there are many concerns and questions involved with retirement. Here are some of the questions we receive -- and answer -- on a regular basis:

1. Do I need to pay off my mortgage before retiring? How can I manage debt while saving for retirement?
   
2. What should my retirement savings target be?
   
3. Should I maximize contributions to my employer's retirement plan to benefit from matching contributions? What else should I consider?
   
4. What investment strategy is optimal for my current circumstances and life stage?
   
5. How should I save for my children's college education?
   
6. How can I incorporate financial planning for my aging parents into my overall strategy?