Helping Pre-Retirees Plan for What’s Next
We know that the Wall Township and Belmar communities are filled with hardworking professionals, many of whom are in their 50s or early 60s and thinking seriously about retirement.
You’ve likely built up savings, invested in your home, and are looking at the horizon ahead... but questions remain:
When should I take Social Security?
How do I turn my savings into a reliable income stream?
What’s the best way to manage taxes on my retirement income?
What happens if I need long-term care?
How do I pass my home or wealth to the next generation?
We help you answer those questions and more — with a plan that fits your lifestyle on the Shore or wherever retirement takes you.
Why Wall Township & Belmar Residents Work With Us
Living near the Shore has its perks... and its planning needs. Whether you’re in a long-time family home in Wall or downsizing to a condo in Belmar, we understand the local market, tax landscape, and lifestyle considerations unique to Monmouth County.
Many local clients come to us because they want:
A tax-efficient strategy for income in retirement
Help transitioning from work benefits to Medicare and personal coverage
Planning support for aging in place or relocating
Guidance on passing down wealth or property
A clear picture of where they stand financially
Retirement Planning Services We Offer
We work with you to design a customized plan that brings clarity to your next chapter:
Retirement Income Planning – Know what your paycheck replacement plan looks like
Advanced Time Segmentation – Align your investments to your retirement timeline
Tax-Efficient Withdrawal Strategies – Coordinate RMDs, Social Security, and taxes
Long-Term Care Planning – Understand your options and costs before they become urgent
Legacy & Estate Planning – Make it easier for your family when the time comes
Eric Stiles, CFP®
Financial Advisor
Eric@MaleckiFinancialGroup.com
Series 7, Series 66 Registrations | Life Insurance License: NJ Eric is a dedicated CERTIFIED FINANCIAL PLANNER™ professional specializing in comprehensive wealth building strategies for affluent young families in Monmouth County, NJ...
Stan Malecki, AIF®, CEPA®
President / Regional Director
Stan@MaleckiFinancialGroup.com
Stan J. Malecki, AIF®, CEPA® is a seasoned financial professional with nearly 30 years of experience, specializing in strategic exit planning for business owners, investment and wealth management, retirement planning, 401(k) rollovers...